Our Solution
Perpetual Impact Model
Our model leverages a unique financial structure to maximize impact and returns.
It begins with funds from The 1 Percent Club, which provides below-market-rate interest loans. These loans used for acquisitions and are repaid upon the sale of multifamily properties. The commitment to rent to a certain number Section 8 tenants is a prerequisite to receiving a loan from The 1 Percent Club. The original funds repaid to The 1 Percent Club are reinvested in future projects. Interest earned will be used for operations.
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Complementing these loans, a partnering real estate private equity fund makes an equity investment in projects for acquisition and renovations, and benefits from above-average returns due to the lower cost of capital provided by The 1 Percent Club's loan. Upon the sale of the property, the equity is reinvested in the next acquisition.
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​Additionally, commercial real estate loans from community banks help finance the acquisition of multifamily properties, creating a robust and sustainable model for increasing affordable rental units.
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Non-Profit Partnership Services
The following services shall be offered to both Section 8 tenants and market rate tenants if they meet the qualifications of the respective assistance programs.
Food Security Programs
Offering food pantries, meal delivery, and nutrition education​
Employment and Job Training
Providing job placement services, resume building, and skills training.
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Social and Recreational Programs
Offering community activities, support groups, and social events to combat isolation and enhance quality of life.
Healthcare Access
Facilitating free or low-cost medical, dental, and mental health services.
Transportation Services
Offering free or subsidized transportation for medical appointments, shopping, and other essential needs.
Legal Aid
Providing legal assistance for issues like housing rights, benefits access, and family law.
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Utility
Assistance
Helping with payments for utilities such as electricity, heating, and water.
​Childcare and Early Education Support
Providing access to affordable childcare, preschool programs, and educational resources for children.
Financial Literacy and Counseling
Offering workshops and one-on-one counseling on budgeting, debt management, and savings.
Home Repair & Maintenance
Assisting with minor home repairs and maintenance tasks to ensure safe living conditions.​​
Materials Donation Partnerships
The 1 Percent Club is committed to forging strong partnerships with both local and national for-profit companies to secure donations of essential materials needed to fully renovate apartments in multifamily properties.
By collaborating with these businesses, The 1 Percent Club can significantly reduce renovation costs while ensuring high-quality upgrades.
These partnerships enable companies to contribute to their communities in a meaningful way, enhancing their corporate social responsibility efforts while also receiving potential tax benefits.
The materials donated will be integral to the renovation process, ensuring that each apartment meets modern standards of comfort and efficiency. This, in turn, will elevate the overall value of the property, contributing to above-average returns on investment for our private equity partners.​​​
The donated materials will include essential items that are crucial for a full renovation. These contributions will not only lower the cost of capital needed for the project but also ensure that the finished units are both functional and appealing to potential tenants.
Examples of the materials that will be donated include:
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Flooring
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Bathroom fixtures
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Paint
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Kitchen plumbing fixtures
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Kitchen appliances
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Kitchen cabinets
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Carpeting
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Lighting fixtures
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Windows and doors
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Insulation materials
By securing these donations, The 1 Percent Club ensures that the renovated properties are of high quality, which enhances their marketability and drives higher returns for investors.
